:root{--ink:#392018;--muted:#73584b;--paper:#fff9ec;--line:#e4d1ab;--gold:#edc869;--deep:#761e23}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-underline-offset:5px}a:hover{color:#8a5417}a:focus-visible,summary:focus-visible{outline:3px solid #a66414;outline-offset:5px}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.1;letter-spacing:-.045em}h1{font-size:clamp(2.4rem,4.4vw,4.25rem);font-weight:600}h2{font-size:clamp(2rem,3.2vw,3rem);font-weight:500}h3{font-size:1.4rem;font-weight:600}p{color:var(--muted)}p+p{margin-top:1rem}.header,main,footer{max-width:1320px;margin:auto;padding-inline:52px}.header{height:100px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:24px}.brand{font-size:30px;line-height:1;font-weight:900;letter-spacing:-1.8px;text-decoration:none;display:inline-flex;align-items:center}.brand span{font-weight:400}.brand i{width:8px;height:8px;background:#b58123;border-radius:50%;margin:0 0 14px 5px}.desktop-nav{display:flex;gap:29px;font-size:14px}.desktop-nav a{text-decoration:none;padding:10px 0}.desktop-nav a[aria-current]{border-bottom:2px solid var(--ink)}.mobile-nav{display:none}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:60px;padding:72px 0 62px;align-items:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.13em;color:var(--muted);display:block;margin-bottom:23px}.dot{display:inline-block;width:7px;height:7px;background:#b58123;border-radius:50%;margin-right:7px}h1 em{font-style:normal;color:#926115}.lead{font-size:18px;line-height:1.75;margin-top:25px;max-width:620px}.actions{display:flex;gap:28px;align-items:center;flex-wrap:wrap;margin-top:32px}.button{background:var(--deep);color:white;padding:14px 23px;border-radius:5px;text-decoration:none;font-size:14px;display:inline-flex;gap:28px;align-items:center}.button:hover{background:#942c30;color:white}.text-link{font-size:14px;font-weight:600}.hero-note{font-size:12px;margin-top:30px}.topic-strip{display:flex;justify-content:space-between;gap:20px;padding:23px 0;border-block:1px solid var(--line);font-size:13px}.topic-strip span{font-size:10px;letter-spacing:.1em;align-self:center;color:var(--muted)}.topic-strip a{text-decoration:none}.section{padding:78px 0}.intro{display:grid;grid-template-columns:1fr 2fr;gap:40px}.intro h2{margin-bottom:27px}.intro p{max-width:680px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:25px;margin-bottom:35px}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.category{border:1px solid var(--line);border-radius:8px;overflow:hidden;background:#fffdf6}.category-body{padding:27px}.category-body .eyebrow{margin-bottom:12px}.category h3{font-size:23px;margin-bottom:17px}.category h3 a{text-decoration:none}.category h3 span{float:right;font-size:20px}.category p{font-size:14px}.provider-band{background:var(--deep);border-radius:10px;padding:54px;display:grid;grid-template-columns:1.1fr 1fr;gap:80px;color:#fff5d9;margin-top:35px}.provider-band p{color:#f0d6b6}.provider-band h2{margin-bottom:22px}.provider-band .light{background:var(--gold);color:var(--ink);margin-top:28px}.provider-list>div{border-bottom:1px solid #a05148;padding:21px 0;position:relative;padding-left:45px}.provider-list span{position:absolute;left:0;color:#f1cb75;font-size:12px}.provider-list h3{font-size:20px;margin-bottom:9px}.provider-list p{font-size:14px}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:35px}.features article{border-top:1px solid var(--line);padding-top:25px}.features h3{margin-bottom:16px}.features .eyebrow{font-size:10px;margin-bottom:14px}.features p{font-size:14px}.mechanism{border-top:1px solid var(--line);display:grid;grid-template-columns:1.1fr 1fr;gap:80px}.mechanism h2{margin-bottom:24px}.mechanism .text-link{display:inline-block;margin-top:24px}.rtp{background:#f5e7c5;padding:35px;border-radius:7px}.rtp h3{font-size:30px;margin-bottom:23px}.rtp p{font-size:15px;margin-bottom:20px}.rtp a{font-size:14px}.mobile-section{border-block:1px solid var(--line);text-align:center}.mobile-section p:not(.eyebrow){max-width:660px;margin:25px auto}.faq-section{display:grid;grid-template-columns:1fr 1.7fr;gap:80px}.faq-section h2{margin-bottom:25px}.faq{border-bottom:1px solid var(--line);padding:20px 0}.faq:first-child{border-top:1px solid var(--line)}summary{cursor:pointer;font-weight:600;line-height:1.5}.faq p{font-size:15px;padding-top:17px;max-width:650px}footer{border-top:1px solid var(--line);padding-top:42px;padding-bottom:25px}.footer-top{display:flex;align-items:start;gap:45px}.footer-top p{font-size:13px}.footer-top nav{margin-left:auto;display:flex;flex-wrap:wrap;gap:20px;font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);margin-top:40px;padding-top:22px;font-size:11px;color:var(--muted)}.page-heading{padding:40px 0 55px;border-bottom:1px solid var(--line);max-width:850px}.breadcrumbs{font-size:12px;margin-bottom:45px;color:var(--muted)}.page-heading h1{max-width:800px}.reading{max-width:790px;padding-bottom:75px}.reading-section{padding:40px 0;border-bottom:1px solid var(--line);scroll-margin-top:20px}.reading-section h2{font-size:30px;margin-bottom:23px}.reading-section .eyebrow{margin-bottom:15px}.reading ol{padding-left:23px;color:var(--muted)}.reading .faq:first-child{border-top:0}.related{margin-top:35px}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;padding:17px 12px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f5e7c5}.error-page{padding:90px 0;max-width:800px;min-height:65vh}.error-page p{margin:25px 0}.skip{position:absolute;top:-100px;background:var(--ink);color:white;padding:12px;z-index:10}.skip:focus{top:5px}@media(min-width:1440px){.hero{gap:80px}}@media(max-width:1024px){.header,main,footer{padding-inline:32px}.hero{gap:30px}.desktop-nav{gap:18px}.provider-band{gap:35px;padding:35px}.mechanism,.faq-section{gap:40px}.footer-top{flex-wrap:wrap}.footer-top nav{margin-left:0}}@media(max-width:767px){.header,main,footer{padding-inline:22px}.header{height:80px}.desktop-nav{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{font-size:14px;padding:10px}.mobile-nav nav{position:absolute;right:0;top:45px;width:200px;background:var(--paper);border:1px solid var(--line);border-radius:5px;padding:12px;z-index:5;box-shadow:0 10px 30px #39201815}.mobile-nav a{display:block;padding:9px 12px;text-decoration:none}.mobile-nav a[aria-current]{background:#f5e7c5}.hero{grid-template-columns:1fr;padding:40px 0;gap:35px}.hero h1{max-width:540px}.lead{font-size:16px}.hero-note{margin-top:23px}.topic-strip{flex-wrap:wrap;justify-content:start;gap:15px 24px}.topic-strip span{width:100%}.section{padding:48px 0}.intro,.mechanism,.faq-section{grid-template-columns:1fr;gap:22px}.intro>.eyebrow{margin-bottom:0}.section-head{align-items:start;flex-direction:column;gap:20px}.category-grid{grid-template-columns:1fr}.provider-band{grid-template-columns:1fr;padding:30px 25px;gap:20px;margin-top:15px}.features{grid-template-columns:repeat(2,1fr);gap:27px 23px}.features h3{font-size:22px}.footer-top{gap:25px}.footer-top nav{width:100%;gap:17px}.footer-bottom{flex-direction:column;gap:10px}.page-heading{padding-top:25px}.page-heading h1{font-size:38px}.reading-section h2{font-size:27px}.rtp{padding:27px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Gold and deep red identity; supplied artwork is displayed without cropping. */
.hero-image{border:1px solid #c79a45;border-radius:12px;overflow:hidden;box-shadow:0 18px 45px #75431520;background:#f5e7c5;min-width:0}.hero-image img{display:block;width:100%;height:auto;aspect-ratio:1}.account-actions{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:30px}.account-button{min-height:66px;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:17px 26px;border:1px solid #a46d20;border-radius:7px;font-size:21px;font-weight:700;text-decoration:none;box-shadow:0 6px 15px #70431212}.login-button{background:#761e23;color:#fff2d1;border-color:#761e23}.login-button:hover{background:#942c30;color:#fff2d1}.register-button{background:linear-gradient(115deg,#e7b64d,#f6df95,#dbad43);color:#49290c}.register-button:hover{background:#f6df95;color:#49290c}.hero .actions{margin-top:22px}.category{border-top:3px solid #bf8b2b}.header{border-bottom-color:#d6b76f}.provider-band{border:1px solid #a46d20}@media(max-width:767px){.account-actions{gap:12px}.account-button{min-height:60px;font-size:19px;padding:16px 20px}}
